Zamkati
Chofunika kapena Mtengo wokwanira ndilo dzina lomwe limalandira Mtengo wathunthu wakampani pambuyo poti ngongole zake zonse zaperekedwa. Ndalamayi imaphatikizapo zopereka zoyambirira kuchokera kwa omwe adayambitsa omwe sanatchulidwe ngati ngongole, komanso zotsatira zomwe zapezeka kapena kusiyanasiyana komwe kungawakhudze.
Kumbali inayi, ntchito zothamangitsa ndalama kapena zina zofananira zomwe zingaperekedwe mu debit ndi ngongole, sizingaganiziridwe kuti ndi gawo la ndalama zonse. Ndizowerengera, a misala yamtunduzomwe zili ndi malire wobwereketsa ndipo mawonekedwe ake owerengera ndi awa:
- Chuma - Ngongole = Equity
Chifukwa chake, maakaunti omwe akusonyeza kuchuluka kwa ndalama zonse adzawerengedwa kuti ndi phindu, pomwe zomwe zimakhudza kuchepa kumawerengedwa ngati zotayika.
Pachikhalidwe, mtengo wokwanira Zimapangidwa ndi nkhani zotsatirazi, ogawanika malinga ndi chiyambi chawo:
- Zachuma.
- Kusungitsa: zasungidwa zomwe zakhudzidwa.
- Zotsatira zowonjezera: zofunikira zopanda zovuta zina.
Nkhani zazikulu zoyendetsera ndalama
- Zopereka kuchokera kwa eni ake. Ndi likulu loyambirira lomwe limaperekedwa ndi eni ake, omwe amatchedwanso ndalama zoyambirira.
- Zosungira phindu. Ndalama zomwe sizigawidwa chaka chachuma chatsekedwa, mwina ndi zomwe kampani ikupereka, malamulo kapena ndi zomwe anzawo akuchita. Kutengera komwe adachokera komanso chidwi chawo, atha kukhala nkhokwe zalamulo (kuvomerezedwa), nkhokwe zalamulo kapena nkhokwe zosankha.
- Zotsatira zosapatsidwa. Zopeza kapena zotayika zomwe zapeza popanda kagawidwe kenakake, kamene kamalembedwera kuwonjezeka kwa capital, kwa Gawo la magawo, kusungira ngati phindu losungidwa (ngati palibe zomwe mwalamulo amaletsa) kapena atha kupitiliza kupatsidwa ntchito. Pamodzi ndi nkhokwe zopanga ndalama amapanga zolowa zomwe zasungidwa.
- Malo osungira ndalama. Kupangidwa ndimapulogalamu oyambilira, ndiye kuti ndalama zomwe kampaniyo imakhazikitsa pakubwezeretsa magawo amakampani. Malo osungira ndalama awa osachokera kuzotsatira.
